Tobacco Free Workplace Does It Reduce Costs And Can It

Tobacco Free Workplace: Does It Reduce Costs and Can It Ultimately Improve an Organization s Overall Well-being? Prepared and Submitted by Lorraine Eastman Professor Donna Trent MN 252S Table of Contents I. Introduction II. Review of Literature III. Research Methodology IV. Findings V. Interpretations VI. References I. Introduction One of the largest fiscal challenges facing an organization today is controlling health care costs. Health care costs cannot be controlled by managing health claims. Health care costs can only be controlled by reducing individual health claims. According to CIGNA, one of the world s largest insurance carriers, the main driver of health care cost increases is health claims and the main driver of health claims is participants modifiable behaviors. CIGNA also maintains that smoking is the largest driver of health claims and smoking behavior is 100% modifiable. Unfortunately, the most effective cost containment strategy has been to pass on more costs to participants through higher premiums and higher fees for services. While this strategy has been somewhat effective in previous years, this strategy has lead to fewer participants being able to afford health care coverage for themselves and their families. Continuing this strategy is unsustainable. All United States employers are facing the same challenges to one degree or another, which led to the passage of national healthShow MoreRelatedWhy Smoking Should Be Banned849 Words   |  4 PagesI will be discussing the topic why smoking should be banned in the workplace (inside and outside). I’ll be covering the loss of productivity in the workplace and the benefits of a smoke free workplace. In my opinion smoking should be banned in the workplace because the productivity is what makes a business and the benefits are a healthier and safer environment producing a better corporate image. 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